Abstract: Microfinance industry is a key sector in supporting inclusive development. However, this sector suffers from high costs worldwide. Very few studies focused on decreasing microfinance cost and support processes of needy entrepreneurs [1] to whom are assimilated the majority of microcredit holders. This work aims to assess Microfinance institutions’ (MFI’s) performance and to analyze their cost structure. The innovative idea is to provide a financial offer in adequacy to these institutions’ and to microcredit beneficiaries’ needs through a network structure. It emerges from the analysis that, the cost of microfinance is high and consists mainly of operating expenses. MFI’s apply high interest rates in order to cover their expenses and compensate their losses. Microcredit beneficiaries, over-indebted, cannot pay-off their debts. This fact leads to reducing of the long term profitability of these institutions. A network structure through non-profit incubators might reduce of microfinance i

• Publication Date: 18-Mar-2016
• DOI: 10.15224/978-1-63248-094-1-58
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Abstract: Increase of the manufacturing capacity in European Union (EU) depends on scarcity of resources. The competitiveness of manufacturing business is directly connected to effectiveness of waste management business. Business partnerships are main strategic element in the realisation of successful and gainful companies. Not all companies work on high level of productivity and effectiveness. So, the crowdfunding strategy gives the company’s opportunity to be funded by the community. The great challenge is solving the contamination problem and manufacturing effectiveness in Bulgaria and in EU. That could be done by the creation of business connection between public and private sector. Innovations in waste management business are more important than ever, the new principle community-to-community gives an opportunity for development of partnership between the public and private sector, as well as the community.

• Publication Date: 18-Mar-2016
• DOI: 10.15224/978-1-63248-094-1-78
• Views: 0
• Downloads: 0