AN INVESTIGATION INTO CREDIT ACCESSIBILITY FOR SMALL AND MEDIUM SCALE ENTERPRISE IN CONSTRUCTION INDUSTRY OF GAUTENG PROVINCE IN SOUTH AFRICA. LITERATURE REVIEW
Published In: 5TH INTERNATIONAL CONFERENCE ON ADVANCES IN COMPUTING, COMMUNICATION AND INFORMATION TECHNOLOGY
Author(s): AIGBAVBOA CLINTON , JUSTUS NGALA AGUMBA , NAZEEM ANSARY , OLANREWAJU ABDUL BALOGUN , WILLINGTON THWALA
Abstract: This paper focuses on determining the socio - economic and demographic factors that predict credit accessibility from financial institutions (banks) in South Africa. Data was obtained through, questionnaire survey from 179 small and medium enterprises (SM C Es) who were conveniently sampled. The questionnaire was developed from literature review. The socio - economic and demographic determinants predicting credit accessibility were identified. The data was analysed using statistical package for the social sciences (SPSS) ve rsion 22. The results indicate that credit was predicted by age group, current position in the organization, tax number and location. The gender of the respondent, type of business ownership a nd collateral (security) . This study informs SM C Es owners and man agers to provide, their age, current position in the organization when applying for credit. Furthermore, they should provide the tax number and the location of the business in orde r for them to obtain credit
- Publication Date: 03-Sep-2017
- DOI: 10.15224/978-1-63248-131-3-68
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INSPECTIONS AND ASSEMBIELS: WHEN TWO NEGATIVE EFFECTS TURN POSITIVE
Published In: 5TH INTERNATIONAL CONFERENCE ON ADVANCES IN SOCIAL SCIENCE, MANAGEMENT AND HUMAN BEHAVIOUR
Author(s): MOSHE EBEN-CHAIME
Abstract: No process is perfect and defective items are produced in any process, but in commercial operations there are sales targets and/or orders to deliver. Therefore, a very basic rule is the compensation principle: a compensating unit must be produced for any defective unit. A common method for coping with defective items is to perform cleaning – inspect the items and remove defective units. Inspections however are error prone and the destructive effect of false rejections in serial processes is presented. In assemblies, there are mutual relationships among the components and the yield – the ratio of the number of conforming units to the total number of units diminishes very rapidly in the presence of defective components. Yet, it turns out that cleaning of defective assembly components prior to the assembly, improves quality and reduces waste simultaneously
- Publication Date: 28-May-2017
- DOI: 0.15224/978-1-63248-124-5-24
- Views: 0
- Downloads: 0